Deposit & withdrawal methods
Every payment method available to Australian clients, with fees and processing times, in one place.
Deposit methods
| Payment method | Type | Fee | Processing time | Description |
|---|---|---|---|---|
| PayID | Instant bank transfer | Free | Instant | PayID lets you pay from your Australian bank account using your phone number or email as the identifier. Funds are usually available on your trading account immediately after confirmation. |
| Visa | Debit / credit card | Free | Instant | Deposit directly with a Visa debit or credit card. After successful authorisation the deposit is normally processed right away; your card issuer may apply an additional 3-D Secure check. |
| Mastercard | Debit / credit card | Free | Instant | Mastercard deposits are processed through Mastercard Identity Check for added security. Once approved, the amount is usually credited to your account instantly. |
| POLi | Online bank transfer | Free | Within 24 hours | POLi lets you pay directly from your online banking without a card. Most transfers clear within the same business day. |
| Apple Pay | Mobile wallet | Free | Instant | Pay from a compatible Apple device using stored card details, secured by device biometrics. Deposits are typically instant. |
Withdrawal methods
| Payment method | Type | Fee | Processing time | Description |
|---|---|---|---|---|
| PayID | Instant bank transfer | Free | Within 24 hours | Withdrawals are sent back to the bank account linked to your PayID. Once approved, funds are usually available within 24 hours. |
| Visa | Debit / credit card | Free | 1-5 business days | Funds are returned to the same Visa card used for deposit, where supported by your card issuer. Final crediting depends on your bank's own processing time. |
| Mastercard | Debit / credit card | Free | 1-5 business days | Mastercard withdrawals are returned to the originating card. Processing time depends on your card issuer and typically takes 1 to 5 business days. |
| Bank transfer | Domestic bank transfer | Free | 1-3 business days | A direct transfer to your nominated Australian bank account (BSB and account number). Most transfers clear within 1 to 3 business days. |
Withdrawals are generally returned to the same method used for your most recent deposit, where the provider supports it. See our Withdrawal policy for limits, KYC checks and possible reasons for delay.